Finding the perfect mortgage and insurance solutions for your needs
At Tanya Absalom Mortgages, we specialise in providing exceptional mortgage and insurance solutions for clients in Pembrokeshire and across England and Wales. Our dedicated team is committed to finding the perfect fit for your needs, ensuring a smooth and stress-free experience. Contact us today to discuss your options and secure the best mortgage and insurance deals according to your individual needs and circumstances.
Personalised Mortgage Solutions
Tanya Absalom Mortgages offers a wide range of mortgage options tailored to meet your individual needs and circumstances. Our team of experienced professionals will provide quality advice and guide you through the process, ensuring you make an informed decision that aligns with your financial goals. We are happy to help and work with any client, including those who have complex incomes, are contract workers, have adverse credit, limited companies and ownership schemes.
First Time Buyer Mortgages
We are proud of our first time buyer experience at Tanya Absalom Mortgages, you will undertake an appointment where your information is gathered, your affordability is discussed and worked out giving you an accurate property budget and Decision In Principle, from there we will be by your side as you search for and negotiate an offer on your dream property. We will ensure your mortgage is exactly tailored to your specific circumstances, and that you understand every step of the purchase process ensuring you can make informed decisions on what is undoubtedly, one of the biggest purchase of your life.
Your home may be repossessed if you do not keep up repayments on your mortgage
Residential Movers / Remortgages
We will ensure you are equipped with the affordability figures you need and also help you evaluate your options for onward purchasing, downsizing, or simply releasing equity to fund that dream project. We will prioritise your requirements and in a market where speed and understanding is key. The benefits of re-evaluating your mortgage can be significant, ensuring it still meets your needs, budget and requirements but searching the market for the best deal is time consuming. We can evaluate the market, with access to 70+ lenders, not only can we help you find the right deal, we’ll remind you in plenty of time that you need to start thinking about that remortgage.
Did you know you can remortgage and release capital for that dream project, we can help with almost any remortgage reason including:
- extensions
- a dream kitchen
- landscaping
- new car
- gift to family
- cost of a wedding
- divorce settlement
- university fees
Your home may be repossessed if you do not keep up repayments on your mortgage
Buy to Let, Holiday Let and Second Homes
These are specific product categories and the advice of a qualified professional is invaluable to ensure you are taking out the correct product for the intended property use and using the best lender for your requirements so your property investment journey, whether that be at the very start, or as a seasoned investor is smooth and stress free.
Most Buy-to-Let Mortgages are not regulated by the Financial Conduct Authority
Professional Mortgages
Did you know certain professions, incomes or employers mean you may be eligible for enhanced loan to income calculators or products – we do! Contact us to see if our knowledge on professional products can help you.
Ownership Scheme
If you are looking to buy a home, but don’t think you qualify, don’t worry! There are many pathways to home ownership. The team at Tanya Absalom Mortgages can walk you through a variety of options and government-run home ownership schemes, including:
Help to Buy Wales: This scheme helps potential homeowners with a shared equity loan of up to 20% of the overall price. A 5% deposit is required.
Shared Ownership: In this scheme, homeowners buy a share of the house they live in and pay rent to a landlord on the remaining amount.
Self-Build Wales: This scheme helps people build their own houses on underdeveloped or underused land.
Right to Buy: A government scheme that allows tenants to buy council houses at a discount.
Forces Help to Buy: Assists members of the armed forces in buying a home. Service personnel can borrow up to 50% of their salary for a deposit.
*Right to Buy / Shared Ownership information is based on the English scheme only and rules can differ in NI (Northern Ireland). Please note Right to Buy is not available in Wales.
Expert Insurance Solutions
Insurance is one of our passions, it is a piece of mind product and we always take a whole case approach and will talk to you about the specific products available, and the options within those products, to give you that invaluable piece of mind should the worst happen.
Tanya Absalom Mortgages can advise on –
- Life Cover
- Critical Illness Cover
- Family Income Benefit
- Income Protection
- Buildings and Contents Insurance